Personal Loans API.

Retrieve pre-approved, real rate quotes from 14+ lenders, with APRs starting at 2.9%. One integration, one relationship and access to the UK's best lenders.

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A solution unlike the rest

Existing personal loan solutions are outdated, and those that aren't are created by credit-introducing businesses who have vested interests in accessing your customer data. Today, we are the only true pre-approved, real rate solution purpose-built exclusively for 3rd party use.

No data stored

We're the only solution provider that does not store, share or sell your customers' personal data.

No competition

Unlike other solution providers, we do not operate a credit business which remarkets products to your customers.

Unbeatable commercials

With unrivalled automation, our commercials are more favourable than any other solution provider.

Highlights

Real Rates

Pre-approved, real APR quotes, determined by each lender for individual customer applications.

Soft Search

Quotes determined using a soft credit check, ensuring your customers' credit scores are unaffected.

Complete Quote Data

Get exactly the same quote data (plus a little extra) with Accepty as you would if you were to work with lenders directly.

Full Credit Coverage

Access prime, near-prime, sub-prime, guarantor, and high-cost short-term loan products.

Omnichannel

Retrieve quote data and communicate quotes to customers via your website, app, or over the phone.

360° Support

With a wealth of industry experience, we'll support you at every step, from integration, to user experience, to compliance.

Lenders

LendersAmountsTermsAPRsRep APR
Tesco Bank (representative)1,000 - 35,00012 - 1203 - 32.83
Zopa1,000 - 25,00012 - 60Up to 34.9-
HSBC (representative)1,000 - 25,00012 - 603.3 - 21.93.3
NatWest (representative)1,000 - 50,00012 - 1203.4 - 29.93.4
RBS (representative)1,000 - 50,00012 - 1203.4 - 29.93.4
Lloyds Bank (representative)1,000 - 50,00012 - 603.9 - 29.93.9
RateSetter (live soon)500 - 35,00012 - 603.9 - 29.93.9
Barclays (live soon)1,000 - 50,00012 - 60Unknown5.5
Lending Works1,000 - 25,00012 - 602.8 - 29.912.9
Shawbrook Bank (live soon)1,000 - 35,00012 - 843 - 29.912.9
LiveLend1,000 - 12,00012 - 609.9 - 36.714.9
My Community Finance1,500 - 25,00012 - 605.9 - 42.618.9
Lendable1,000 - 20,00012 - 605 - 4322.9
1st Stop2,000 - 15,00024 - 7219.9 - 49.928.5
Evolution Money (secured)1000 - 25,00012 - 18010 - 66.2929.26
AvantCredit (live soon)1,000 - 20,00012 - 6011.8 - 49.842.5
Bamboo1,000 - 8,00012 - 6026.9 - 89.949.7
Likely Loans500 - 5,00012 - 6034.9 - 99.959.9
118 188 Money (live soon)1000 - 5,00012 - 2435.9 - 99.999.9
UK Credit (Guarantor)1500 - 12,50018 - 6031.9 - 66.939.9
Amigo Loans (Guarantor)500 - 10,00012 - 6049.949.9
Talk Loans (Guarantor Broker)500 - 15,00018 - 6031.9 - 66.949.7
Everyday Loans (live soon)1000 - 15,00018 - 6024.2 - 299.993.6
Satsuma (Short Term)100 - 10003 - 12Unknown535
Mr Lender (Short Term)200 - 10003 - 6Unknown1239
Lending Stream (Short Term)50 - 15006Unknown1333

FAQs

Is API the only integration method?
Do you store personal data on our customers?
Do you operate your own personal loan introducing business?
Must we be regulated to use your API?
Do you have minumum volume requirements?