Loans API.

Retrieve pre-approved, guaranteed rate quotes from 20+ lenders with APRs starting at 2.9%. One integration, one relationship and access to the UK's best lenders.

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A solution unlike the rest

Existing personal loan solutions are outdated, and those that aren't are created by credit-introducing businesses who have vested interests in accessing your customer data. Today, we are the only true pre-approved, real rate solution purpose-built exclusively for 3rd party use.

No data stored

We're the only solution provider that does not store, share or sell your customers' personal data.

No competition

Unlike other solution providers, we do not operate a credit business which remarkets products to your customers.

Unbeatable commercials

With unrivalled automation, our commercials are more favourable than any other solution provider.

Highlights

Guaranteed Rates

Eligibility-checked, guaranteed APR quotes, determined by each lender for individual customer applications.

Soft Search

Quotes determined using a soft credit check, ensuring your customers' credit scores are unaffected.

Complete Quote Data

Get exactly the same quote data (plus a little extra) with Accepty as you would if you were to work with lenders directly.

Full Credit Coverage

Access unsecured, secured, guarantor, credit line and short-term loan products from 60+ lenders.

Omnichannel

Retrieve quote data and communicate quotes to customers via your website, app, or over the phone.

360° Support

With a wealth of industry experience, we'll support you at every step, from integration, to user experience, to compliance.

Some of our lenders

LendersAmountsTermsAPRs
118 188 Money (live soon)1000 - 5,00012 - 2435.9 - 99.9
1st Stop2,000 - 15,00024 - 7219.9 - 49.9
Amigo Loans (Guarantor)500 - 10,00012 - 6049.9
Bamboo1,000 - 8,00012 - 6026.9 - 89.9
Barclays (live soon)1,000 - 50,00012 - 60Unknown
Creditspring (credit line)500 - 1,000120
Everyday Loans1000 - 15,00018 - 6024.2 - 299.9
Evolution Money (secured)1000 - 25,00012 - 18010 - 66.29
HSBC (representative)1,000 - 25,00012 - 603.3 - 21.9
Lloyds Bank (representative)1,000 - 50,00012 - 603.9 - 29.9
Leap2,500 - 25,00012 - 603 - 21
Lendable1,000 - 20,00012 - 605 - 43
Lending Stream (short Term) (live soon)50 - 15006Unknown
Lending Works1,000 - 25,00012 - 602.8 - 29.9
Likely Loans500 - 5,00012 - 6034.9 - 99.9
LiveLend1,000 - 12,00012 - 609.9 - 36.7
Mr Lender (short Term)200 - 10003 - 61241.5 - 1462.3
My Community Finance1,500 - 25,00012 - 605.9 - 42.6
NatWest (representative)1,000 - 50,00012 - 1203.4 - 29.9
Norton Finance (secured broker)1000 - 100,00012 - 1202.9 - 65.2
RateSetter (live soon)500 - 35,00012 - 603.9 - 29.9
RBS (representative)1,000 - 50,00012 - 1203.4 - 29.9
Satsuma (short Term)100 - 10003 - 12535
Shawbrook Bank1,000 - 35,00012 - 843 - 29.9
Tesco Bank (representative)1,000 - 35,00012 - 1203 - 32.8
UK Credit (guarantor)1500 - 12,50018 - 6031.9 - 66.9
Zopa1,000 - 25,00012 - 60Up to 34.9

FAQs

Is API the only integration method?
Do you store personal data on our customers?
Do you operate your own personal loan introducing business?
Must we be regulated to use your API?
Do you have minimum volume requirements?