The following policy outlines how we treat your personal data and how you can contact us about it.
Accepty is a trading style of Accepty Technology Ltd ("we" or "us"). We are authorised and regulated by the Financial Conduct Authority (FRN: 839295). Accepty Technology Ltd is a company registered in England & Wales at Unity House Hercules Park, Birdhall Lane, Cheadle Hulme, Stockport, United Kingdom, SK3 0UX.
We provide technology to businesses that enables the request and receipt of eligibility-checked, guaranteed APR credit product quotations from leading credit providers. This consists of an online service for individuals seeking credit, whereby we collect and process an individual's loan application information, communicate the credit options available from our panel of credit providers, and, at the individual's request, take steps to introduce that individual to the most appropriate credit provider or any other credit provider available on our panel.
It is as important to us, just as it is to you, that any personal information about you that is provided to us is treated securely and confidentially. This notice sets out what information we use and how we use it.
By your ‘information’ we mean any information linked to you or anyone associated with you that you or any third party provides to us, which may or may not be personally identifying.
We collect information in the following ways:
To enable you to grant us access to read your financial account information, we work with Consents.online Limited who are authorised by the Financial Conduct Authority (reference number: 792642) as an Account Information Services Provider to provide Open Banking services. Should you make a credit application via a business that uses our technology, they may use a different Open Banking service provider to enable you to grant them access to read your financial account information, which may be shared with us when you make a credit application.
We will use only information required to compile an application to request credit quotations from our partnered lenders. This will be some or all of the information provided to us during your credit application, specifically:
We may process your data in the ways described below:
Information exchange between 3rd parties and Accepty, and Accepty and our partnered lenders is secured using using HTTP over SSL/TLS to protect the privacy and integrity of the information.
With the exception of your name, email, contact number, or address - none of which we store - information from your application and the subsequent management of the account will be maintained on both our secure accounting systems and central databases indefinitely. These systems and databases are located remotely within the EEA. We do not pass information outside of the EEA.
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses.
You have a right to request copies of any records we hold on you. You may also request that we correct and delete any records we hold on you insofar as we are permitted to do so by law. You can request this by email our Data Protection Officer at email@example.com. We will respond to your request as soon as possible, but no later than one month from receiving it.
You should know in advance, because we do not hold personally identifiable information, it will not be possible to match any information that we do hold to you.
Listening to your views helps us do what we do better. If you have any feedback, please email us firstname.lastname@example.org.
If we do get something wrong we want to know about it so we can put it right. We treat complaints seriously. If you have a complaint please contact us by writing to our Complaint Department, at the address below or via e-mail email@example.com.
Any changes we may make to this privacy notice in the future will be posted on this page.
Email us at firstname.lastname@example.org or write to us at Accepty Technology Limited, Unity House, Bird Hall Lane, Hercules Park, Stockport, Cheshire, SK3 0UX.